Personal information

Gender

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Men

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Female

Year of birth

Date of birth

Policy highlights (from 1 January 2025):
• Male workers: 1 month delay every 4 months, from 60 to 63 years of age
• Female workers: one month delay every two months, from 50 to 55 years of age
• Female cadres: one month delay every four months, from 55 to 58 years of age
• Flexible early retirement (up to 3 years) or delayed retirement (up to 3 years)

What is the retirement age calculator?

The retirement age calculator is a professional online tool for calculating the legal retirement age of individuals based on the latest delayed retirement policy. China has been implementing a policy of late retirement since 2025, with various types of delayed programmes, including male workers, female workers, female cadres and flexible employment.

This tool automatically calculates your retirement age and the specific retirement time by entering your sex, type of person and month of birth. It also provides flexible retirement options that allow you to choose early or late retirement, with a maximum of three years of advance or late retirement.

Core strengths:It is completely free, non-registration, local processing, privacy security, real-time computing, and support for a wide variety of categories of people.

Main features

It's totally free.: No registration required, no restrictions on use, all functions permanently free of charge
🔒 Privacy: All calculations are done locally in browsers, no data is uploaded to the server
⚡ Real time calculations: Enter an instant response without waiting to get results quickly
• Cross-platform support: Support desktop and mobile devices, whenever and wherever they are used
• Detailed information: Show the mandatory retirement age, retirement time, policy details, etc.
🎯 Multiple OptionsSupport for men, women, women cadres, flexible employment, etc.
:: Flexible retirement: Support early or delayed retirement options (up to ± 3 years)

:: Knowledge of delayed retirement policies

Policy context

China has been implementing a delayed retirement policy since 2025, which is an important step in addressing the ageing of the population and in guaranteeing the sustainable development of pension funds. The policy of delayed retirement will be implemented in stages, with a gradual increase in the retirement age.

Delayed programmes for four groups of people

1. Men:From 60 to 63, with a delay of 1 month every 4 months
2. Women workers:From 50 to 55, with a delay of 1 month every 4 months
3. Women cadres:Extension from 55 to 58 with 1 month delay every 4 months
4. Flexible employment:Reference to employee standards

Flexible retirement options

The policy allows employees to choose flexible retirement, and specific retirement periods can be selected within three years of the statutory retirement age. Early retirement reduces pensions and increases pensions when retirement is delayed.

Pension calculation

The pension consists of a basic pension and a pension in the personal account. Delays in retirement increase the number of years of contributory service and the basic and personal account pensions, thereby increasing monthly pension income.

Transitional arrangements

The policy on delayed retirement is organized in a transitional period, with different programmes for the population in different years of birth. This tool will automatically calculate the applicable policy according to the year of birth.

• Common problems

Q: Are the calculations accurate?

A: Calculation is based on the latest delayed retirement policy in 2025. However, as policy may be adjusted, it is recommended that information published by the official sector be taken into account.

Q: Will my personal information be saved?

A: No. All calculations are done locally on your browser, and will not be uploaded to any server or saved. You can use it with complete confidence.

Q: How does flexible employment calculate retirement age?

A. Flexible employment is implemented by reference to the employee standard, i.e., men from 60 to 63, women from 55 to 58 (if a female cadre) or women from 50 to 55 (if a female worker).

Q: Does early or delayed retirement affect pensions?

A: Yes. Early retirement reduces pensions and increases pensions when retirement is delayed. The specific adjustment rates are set by the official sector.

Q: Can I use this tool offline?

A: Yes, you can use it offline. The tool is operated locally by your browser. Network connection is not required. You can save the page locally, whenever you want.

Use scene

Retirement planning• To know your retirement age well in advance, to plan for finance and life
Pension calculation• Estimating pension income after retirement and planning retirement
Flexible retirement decision-making: best option for the advantages and disadvantages of early or delayed retirement
Policy advice: be kept up to date with regard to the delayed retirement policy and related provisions
Human resources managementEnterprise HR for staff retirement planning and counselling
education learningReference tool for students in their studies of the social security system and pension policy

• Privacy and security

Fully local:All retirement age calculations are performed locally on your browser, and no data will be sent to the server. Your personal information will not be uploaded or saved at all.

No registration is required:Use this tool without creating an account or providing any personal information. Use completely anonymously.

Offline available:You can save the page locally, completely offline, without relying on any network connection.

Open Source Transparency:The code for this tool is open-source, and you can see the source code for how it works.